Perform analysis for capacity, capital, character, and condition of each loan.
Review credit history and calculate the value of a borrower’s collateral and assets.
Ensure loan requests meet program and product specifications.
Ensure property specifications and loan terms meet financial institution requirements and government regulations.
Communicate decisions (approval, suspense, denial) to appropriate individuals within Lincoln Savings Bank.
Document and communicate reasons for approval or denial of loan.
Upholds the fair lending practices of Lincoln Savings Bank.
Meets targets for productivity, quality, and customer satisfaction.Participates in civic and community affairs, functions, and organizations promoting a positive, involved, “community image” for the company.
Performs other duties and responsibilities as defined by Management.
High school diploma or equivalent required
3 to 5 years underwriting experience
Certification in FHA, VA, and USDA, preferred
Proficiency in MS Word and Excel software applications
Self-starter - ability to handle and prioritize multiple tasks
Strong interpersonal communication skills